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Four Blackjack Hand Decisions at a Glance

Blackjack with a 3:2 payout offers a player RTP of 99.54%, resulting in a house edge of 0.46%. This is a standard offering that provides a favourable player return. The payout speed for this game, like others, is influenced by the casino's processing times.
When the Blackjack payout is reduced to 6:5, the RTP drops significantly to 98.15%, increasing the house edge to 1.85%. This alteration directly impacts the player's return on winning hands, making it less favourable. Faster payout processing does not compensate for this reduced win rate.
Side bets such as Insurance, with an RTP of 92.53% and a house edge of 7.47%, present a much higher risk. While the payout for Insurance is 2:1, its statistical disadvantage means players can expect lower returns over time. Payout speed is secondary to the inherent odds of such side bets.
Casino hall with roulette table, chip stacks, and card fans
House edge and payouts of table games at Billybet compared

Split, Double, and Surrender: Three Decisions Explained

In Blackjack, the decision to Double Down allows a player to double their initial bet after receiving their first two cards, receiving only one additional card. This move is typically made when the player has a strong starting hand, aiming to maximize winnings on a favourable situation. The payout speed is not affected by this strategic choice.
Splitting cards allows a player to turn one hand into two separate hands when their initial two cards have the same rank. Each new hand receives its own second card, and play continues independently for each. The RTP for Blackjack with split options can vary, but typically remains high, such as 99.54% when Double After Split (DAS) is allowed.
While not explicitly detailed in the provided data for all games, surrender options in Blackjack allow a player to forfeit half their bet and their hand after the initial deal if they believe their chances are poor. This is a defensive move to mitigate losses, and does not influence the speed at which payouts are processed for winning hands.

Split 17:1 and Corner 8:1 in Payout Comparison

In French Roulette without La Partage, a Split bet pays 17:1, with a theoretical RTP of 97.30% and a house edge of 2.70%. This payout is for betting on two adjacent numbers on the betting layout. The speed of receiving payouts for winning bets is standard for the casino.
A Corner bet in French Roulette, covering four numbers, offers a payout of 8:1. The RTP for this type of bet remains 97.30% when La Partage is not applicable to inner bets. This means the house edge is consistently 2.70% across these inner wager types.
When comparing these inside bets, the Split bet at 17:1 offers a significantly higher payout multiplier than the Corner bet at 8:1. However, both contribute to the same overall RTP of 97.30% for the game, meaning the potential for rapid cash-outs on winning individual bets exists, but the long-term expectation remains consistent.

Pass Line in Craps: Process in Four Steps

The Pass Line bet in Craps is initiated before the come-out roll, with a theoretical RTP of 98.59% and a house edge of 1.41%. This bet wins if a 7 or 11 is rolled on the come-out roll and loses if a 2, 3, or 12 is rolled. Payouts for winning Pass Line bets are processed swiftly after the roll.
If a point number (4, 5, 6, 8, 9, or 10) is established on the come-out roll, the Pass Line bet remains active. The shooter must then roll the point number again before rolling a 7 for the Pass Line bet to win. Incorrectly predicting the outcome of the point does not affect payout speed on other completed bets.
Once the point is established, players can place Free Odds bets, which have a 0.00% house edge and a 100.00% RTP on the odds portion. These odds bets pay true odds, for example, 2:1 for points 4 or 10. The combined RTP for Pass Line with 3-4-5x odds is 99.63%. Payouts for winning odds bets are added to the original bet.

Variance at the Table: 1:1 vs. 35:1

A payout of 1:1, such as for a Banker bet in Baccarat with a 5% commission (RTP 98.94%, house edge 1.06%), or a Pass Line bet in Craps (RTP 98.59%, house edge 1.41%), represents lower variance. These bets pay out the same amount as the original wager. Payout speed for these common bets is generally rapid.
In contrast, a payout of 35:1, as seen with a Straight bet in French Roulette (RTP 97.30%, house edge 2.70%), signifies high variance. This means wins are infrequent but substantial when they occur. The time taken to receive such a large payout is subject to the casino's standard withdrawal procedures.
The difference between a 1:1 payout and a 35:1 payout directly illustrates the spectrum of variance. Bets with lower payouts are hit more frequently, leading to more consistent, albeit smaller, returns, while higher payout bets are rare occurrences that can lead to significant, but infrequent, wins. Payout speed is a separate factor from the inherent variance of a game.
Game categories at a glance
CategoryExamplesStakes FromHighlight
SlotsWanted Dead or a Wild, Jammin' Jars, Vikings Go Berzerk0,10 EURthousands of titles
Table gamesRoulette, Blackjack, Baccarat0,50 EURclassic rules
Live casinoInfinite Blackjack, Auto Roulette Classic 1 Live0,20 EURreal dealers
Jackpot gamesMega Moolah, Divine Fortune, Age of the Gods0,20 EURprogressive pools
Instant gamesAviator, Plinko, Mines0,10 EURfast rounds
Video pokerJacks or Better, Deuces Wild0,25 EURstrategy based

Keno and Bingo with RTP Between 92 and 95

The theoretical return to player (RTP) for Keno and Bingo games typically falls within a range of 92% to 95%. This means that, on average, over an extended period of play, a player can expect to receive back between 92 and 95 units for every 100 units wagered. The house edge, conversely, represents the casino's average profit margin on these games, ranging from 5% to 8%.
Unlike many other casino games that utilize complex algorithms and strategies, Keno and Bingo often rely on simpler random number generators (RNGs) for their outcomes. This can contribute to a higher house advantage compared to games like Blackjack with optimal strategy, which offers an RTP as high as 99.54%. The fixed nature of these payouts contributes to the casino's consistent profitability.
For players considering these games, the RTP figure is a crucial indicator of long-term value. A game with a 92% RTP, for instance, would yield an average of 92 € for every 100 € wagered over countless rounds. This contrasts with the more favorable 98.94% RTP found in Baccarat Banker, highlighting significant differences in the statistical advantage held by the casino.

Splitting in Blackjack: one hand becomes two

In Blackjack, the 'Split' action allows a player to divide a starting hand of two cards into two separate hands, provided the initial two cards have the same rank. This rule modification, such as 'Split / Double / H17', can alter the house edge. For example, 'Double After Split' (DAS) offers a player advantage of approximately 0.14 percentage points.
When a player chooses to split, each of the new hands receives an additional card. This is distinct from 'Double Down', where the player doubles their bet and receives only one more card. The ability to Resplit Aces, as mentioned in the rules, can further improve player RTP by 0.08 percentage points, making it a valuable feature.
The effect of splitting Aces is typically that each Ace receives only one additional card, limiting further actions. This contrasts with splitting other pairs, which may allow for further splits up to four hands. Understanding these nuances is key for players aiming to optimize their strategy, as seen in the Blackjack 6 Decks game with an RTP of 99.54%.

House Edge and RTP: Two Names for the Same Number

The House Edge and Return to Player (RTP) are two sides of the same coin, representing the casino's statistical advantage and the player's theoretical return, respectively. For instance, the House Edge on French Roulette without La Partage is 2.70%, correlating directly to an RTP of 97.30%. These figures are calculated over millions of simulated game rounds.
A game with a higher House Edge means a lower RTP for the player. Consider Baccarat Banker at 1.06% House Edge, which offers a favourable 98.94% RTP. This contrasts sharply with the 7.47% House Edge on Blackjack Insurance, yielding a significantly lower RTP of 92.53%.
The House Edge dictates the long-term profitability for the casino, while the RTP indicates the theoretical payout percentage to the player. For example, a 1.41% House Edge on Craps Pass Line implies a 98.59% RTP. Players aiming for better odds would seek games with lower House Edges and, consequently, higher RTP values.

How Long Does a Roulette Round Take on Average?

A single round of American Roulette, involving placing bets and waiting for the ball to settle, typically concludes within a relatively short timeframe, often under 60 seconds. This duration allows for a high number of spins within an hour, especially when compared to slower-paced games or live dealer interactions. The house edge on the Five Number Bet is 7.89%.
The speed of roulette play is largely dictated by the croupier's actions and the physical mechanics of the wheel and ball. Unlike games with complex decision trees like Blackjack, roulette outcomes are determined by chance after the betting window closes. French Roulette with La Partage has a house edge of 1.35% on even money bets.
For players focused on maximizing the number of betting opportunities within a session, the swift nature of roulette is beneficial. Considering an average round time, a player could theoretically engage in over 60 rounds of roulette per hour. This contrasts with the potentially longer decision-making processes in games like Casino Hold'em, which has a 2.16% house edge on the ante.

Multihand Blackjack with Up to 5 Hands

Multihand Blackjack allows players to play multiple hands simultaneously, typically up to five hands in a single round. This format can increase the pace of play and the potential for wins or losses within a given timeframe. The game 'Blackjack 6 Decks' offers an RTP of 99.54% with standard rules, including 3:2 payouts.
The strategic decisions made on one hand do not affect the outcomes of other hands being played concurrently. This is a key difference from single-hand play, where focus is solely on that one hand. Variations like Blackjack 6:5 instead of 3:2 significantly increase the house edge to 1.85%.
Playing multiple hands can lead to a more dynamic session, but it also means that variance can be amplified. A player betting 10 € per hand on five hands would have a total stake of 50 € per round. The 'Blackjack Auszahlung 6:5' variation, where a blackjack pays 12 instead of 15 on a 10 € bet, demonstrates a substantial increase in casino advantage.

French Roulette: La Partage Lowers to 1.35 Percent

French Roulette with La Partage on even chances offers a theoretical return to player (RTP) of 98.65 percent. This rule, where half the stake is returned on a zero result, significantly lowers the house edge to 1.35 percent. Such a house edge is considerably lower than other roulette variants, making it a more favorable option.
The house edge for French Roulette without La Partage on inside bets remains at 2.70 percent, which is the standard European Roulette house edge. This means that even without the La Partage rule applied to all bets, the game still presents a competitive playing field. The straight bet pays 35:1.
This 1.35 percent house edge for even chance bets in French Roulette with La Partage is a key advantage for players. Compared to American Roulette's Five Number Bet at 7.89 percent, the difference is substantial. This lower edge translates to more potential returns over extended play.

Hold or discard five cards: the decision

Video Poker Deuces Wild, specifically the Full Pay variant, boasts an RTP of 100.76 percent. This means that, theoretically, for every 100 EUR wagered, a player could expect to get back 100.76 EUR over the long run. This positive expected value (EV) is achievable with optimal strategy and maximum bet.
The Not So Ugly Ducks (NSUD) variant of Deuces Wild Video Poker offers a slightly lower RTP of 99.73 percent, resulting in a house edge of 0.27 percent. While still very favorable, this variant's paytable differs, with a Five of a Kind paying 16 and a Straight Flush paying 10. These figures are based on standard rules.
For players seeking the highest theoretical return, Deuces Wild – Full Pay at 100.76 percent RTP is the standout choice. The house edge is effectively negative, meaning players have a statistical advantage. However, deviations from optimal strategy will quickly reduce the RTP below 100 percent.

Baccarat in three steps: bet, reveal, compare

Baccarat Banker bets, with an 8-deck shoe and a 5% commission, provide an RTP of 98.94 percent. This calculation factors in the effective payout of 0.95:1 on winning Banker bets after the commission is applied. The house edge stands at a competitive 1.06 percent.
The Baccarat Tie bet, paying 9:1, has an RTP of 95.16 percent, resulting in a house edge of 4.84 percent. While this is a significant improvement over the standard 14.36 percent edge, it remains considerably worse than betting on the Banker or Player. The payout is 9 for 1.
Baccarat Player bets have an RTP of 98.94 percent, mirroring the Banker bet's efficiency before commission. The standard deviation for Baccarat Banker is 0.93. This makes the Banker bet the statistically strongest option available in Baccarat across standard shoes. The Player bet pays 1:1.

When is Splitting Aces and Eights Sensible?

In Blackjack with 6 decks, specific rules like Dealer Hits Soft 17 (H17) can increase the house edge by 0.22 percentage points. However, rules such as Resplit Aces (RSA) and Double After Split (DAS) can improve the RTP. The impact of DAS is approximately 0.14 percentage points.
Splitting Aces and Eights is a strategic decision in Blackjack that depends on the dealer's upcard. While splitting Eights is almost always advisable, splitting Aces can be less advantageous depending on the specific table rules. The base strategy for Blackjack with 6 decks, S17, DAS, DOA, and 3:2 payout has an RTP of 99.54 percent.
The decision to split Aces is often tied to the potential to create two strong hands, but with only one card dealt after splitting Aces, the advantage is limited. The Blackjack Insurance side bet, with an RTP of 92.53 percent, is generally advised against in basic strategy, except in specific card-counting scenarios.

Minimum deposit 20 EUR, table games count 10 percent

The welcome bonus at Billybet offers 300% up to €2,000 plus 100 free spins. To qualify for this bonus, a minimum deposit of 20 EUR is required. This provides a significant boost to a player's initial bankroll for exploring the casino's offerings.
Table games contribute 10 percent towards meeting bonus wagering requirements. This means that for every 10 EUR wagered on table games, only 1 EUR counts towards the turnover. This contrasts with slots, which contribute 100 percent to wagering requirements.
To fully utilize the €2,000 bonus, a player would need to make a deposit that triggers this maximum amount, potentially requiring a deposit of €666.67 given the 300% match. A wagering requirement of x40 on the bonus amount would equate to 80,000 EUR in turnover for the bonus funds alone.

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